Maximum Roth Ira Contribution 2025 Over 50. The contribution limits for a traditional or roth ira increased last year but remain steady for 2025. $7,000 in 2024, or $8,000 if you are 50 or older (these limits will stay the same in 2025).

How much can individuals over 50 contribute to a roth ira in 2025? This change may allow for those with higher incomes to contribute.