Ira Limit 2025 Catchup Contribution Limits. The ira contribution limits for 2025 are $7,000 for those under age 50, and $8,000 for those age 50 or older. A significant increase to $11,250, providing an enhanced saving opportunity for those nearing retirement.

Under a provision of secure act 2.0, plan participants in a specific age group can now boost their contributions to 401(k) and related plans. That means you can contribute $7,000 or $8,000 if you’re 50 in 2025.